AmeriSave Mortgage

Best Mortgage Company 2023- AmeriSave Mortgage

Summary of AmeriSave Mortgage

AmeriSave Mortgage Corporation is a mortgage lender that offers full services in 49 states and the District of Columbia. Since it began in Atlanta in 2002, it has helped pay for more than 220,000 homes worth a total of almost $60 billion. AmeriSave is known for its easy-to-use online applications and the ability to contact customer service whenever you need help.


AmeriSave is a big lender that offers many different kinds of loans for buying and refinancing. These include FHA, VA, and USDA loans, as well as conventional, jumbo, fixed, and adjustable loans. With each loan, you can choose between a fixed or variable rate and a repayment period of 10, 15, 20, 25, or 30 years. Interest rates are competitive, and AmeriSave has a number of calculators and other tools to help you decide how much to borrow.
Whom Does It Fit?

This lender is great for simple loan requests. AmeriSave can help you get this done quickly if you have all your paperwork in order and know where you want to buy or refinance.

Different Loans and Products

AmeriSave has a variety of loans that can be bought or refinanced. Even though most of their loans are for buying and refinancing, they do offer all of the most common types of home loans.

Here is a full list of all the ways to buy:

Loans that fit the rules
FHA, VA, and USDA loans, according to the usual rules, can be up to $1.5 million for a Jumbo loan.

And here are the ways to refinance:

Rate-and-term refinancing is the most common
Refinance with cash-out

AmeriSave Mortgage

How to Fill Out an Application

On AmeriSave’s website, potential borrowers can fill out an application and lock in a rate, or they can talk to a licenced loan originator by phone or live chat to do these things. The great thing about AmeriSave is that it also helps people who want to buy a home.

You can start the process online by filling out a short application form that takes about 3 minutes to finish. This includes information about who you are, where you live, and what kind of home you are buying or getting a loan for. Once this information has been sent in, you will be given multiple customised rate quotes for which you are pre-qualified. In most cases, you won’t need to give your SSN or go through a hard credit check.

After you get your pre-approved rate, you can finish the rest of the process online, where you will have to submit a hard credit check. AmeriSave gives you the option of securely uploading your documents to the portal and even e-signing them to speed up the process. You will also be assigned an AmeriSave loan originator to help you with any questions and finalise any paperwork.

Rates and Conditions

You can choose to pay back your loan over 10, 15, 20, 25, or 30 years with AmeriSave. You can get a fixed-rate mortgage or an ARM with 5/1, 7/1, or 10/1 options.
Help and Aid

To talk to AmeriSave, all you have to do is call or start a live chat with a licenced loan originator online. Monday through Friday, from 8 a.m. to 8 p.m. ET, you can call the company’s call centres for free. The company can take care of the whole application and approval process over the phone, which is what many customers choose. The people who help us are well trained and can answer our questions quickly and well. But replies to emails can take anywhere from one to two business days. Customers can also go to AmeriSave’s website, which has a FAQ section with a lot of useful information.


AmeriSave is a good choice for people who want a mortgage because the whole process is done in-house and there are many loan options. The company offers both traditional mortgages and a number of loans that are backed by the government. More importantly, its different loan repayment terms give borrowers the freedom to find the best option for their upcoming home purchase or home refinance. A simple application process also speeds up the time it takes to close on a home.

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